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<meta name="description" content="Terms of Service for Padelnomics — the padel court investment planning platform. Read our usage terms, disclaimer, and liability policy.">
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    <h1 class="text-2xl mb-1">Terms of Service</h1>
    <p class="text-sm text-slate mb-8">Last updated: February 2026 &mdash; <a href="{{ url_for('public.terms', lang='de') }}" style="text-decoration:underline">Auf Deutsch lesen</a></p>

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        <h2 class="text-lg mb-2">1. Acceptance of Terms</h2>
        <p>By accessing or using Padelnomics ("the Service"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, do not use the Service.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">2. Description of Service</h2>
        <p>Padelnomics provides a software-as-a-service platform for padel court investment planning, supplier discovery, financial modelling, and related tools. Features and functionality may change over time. Access to certain features requires a paid subscription.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">3. User Accounts</h2>
        <p>You must provide accurate, complete, and current information when creating an account. You are solely responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify us immediately at {{ config.EMAIL_FROM }} of any unauthorised use.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">4. Acceptable Use</h2>
        <p>You agree not to:</p>
        <ul class="list-disc pl-6 mt-2 space-y-1">
          <li>Violate any applicable law or regulation, including German law and EU regulations</li>
          <li>Infringe on any intellectual property rights</li>
          <li>Transmit harmful code, malware, or unsolicited communications</li>
          <li>Attempt to gain unauthorised access to our systems or other users' accounts</li>
          <li>Scrape, mirror, or redistribute content without written permission</li>
          <li>Use the Service to provide services to third parties without prior agreement</li>
        </ul>
      </section>

      <section>
        <h2 class="text-lg mb-2">5. Financial Projections Disclaimer</h2>
        <p>The financial planner, scenarios, and all projections provided by the Service are estimates based solely on inputs you provide. They are for informational purposes only and do not constitute financial, legal, or investment advice. Past performance is not indicative of future results. Always consult qualified financial, legal, and tax advisors before making investment decisions.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">6. Subscriptions and Payments</h2>
        <p>Paid subscriptions are processed by Paddle (paddle.com), our authorised reseller and merchant of record. By subscribing you agree to Paddle's terms and privacy policy. Subscriptions renew automatically unless cancelled before the renewal date. Refunds are subject to Paddle's refund policy and applicable consumer protection law.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">7. Intellectual Property</h2>
        <p>All content, design, code, data, and materials provided by Padelnomics remain our exclusive property or that of our licensors. You receive a limited, non-exclusive, non-transferable licence to access the Service for your own internal business purposes. You retain ownership of data you upload.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">8. Termination</h2>
        <p>We may suspend or terminate your account immediately for material violations of these Terms, without prior notice or liability. You may cancel your account at any time. Upon termination, your right to access the Service ceases immediately. We will retain your data for 30 days following termination, after which it is permanently deleted.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">9. Disclaimer of Warranties</h2>
        <p>To the maximum extent permitted by applicable law, the Service is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted, error-free, or secure operation.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">10. Limitation of Liability</h2>
        <p>To the maximum extent permitted by law, Padelnomics and its operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages, loss of profits, loss of data, or business interruption arising out of or related to use of the Service, even if advised of the possibility of such damages. Our total liability for any claim shall not exceed the fees paid by you in the 12 months preceding the claim.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">11. Governing Law</h2>
        <p>These Terms are governed by the laws of the Federal Republic of Germany. Any disputes shall be subject to the exclusive jurisdiction of the courts in Oldenburg, Germany, unless mandatory consumer protection law in your country of residence provides otherwise.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">12. Changes to Terms</h2>
        <p>We may modify these Terms at any time. We will provide reasonable notice of material changes via email or a prominent notice within the Service. Continued use after changes constitutes acceptance of the revised Terms.</p>
      </section>

      <section>
        <h2 class="text-lg mb-2">13. Contact</h2>
        <p>For questions about these Terms, contact us at <a href="mailto:{{ config.EMAIL_FROM }}" style="text-decoration:underline">{{ config.EMAIL_FROM }}</a>.</p>
      </section>
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