diff --git a/CHANGELOG.md b/CHANGELOG.md
index e14aeff..af16efa 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -7,6 +7,15 @@ The format is based on [Keep a Changelog](https://keepachangelog.com/en/1.1.0/).
 ## [Unreleased]
 
 ### Added
+- **Individualised article financial calculations with real per-country cost data** — ~30 CAPEX/OPEX calculator fields now scale to each country's actual cost level via Eurostat data, eliminating the identical DE-hardcoded numbers shown for every city globally.
+  - **New Eurostat datasets extracted** (8 new landing files): electricity prices (`nrg_pc_205`), gas prices (`nrg_pc_203`), labour costs (`lc_lci_lev`), and 5 price level index categories from `prc_ppp_ind` (construction, housing, services, misc, government).
+  - `extract/padelnomics_extract/src/padelnomics_extract/eurostat.py`: added 8 dataset entries; added `dataset_code` field support so multiple dict entries can share one Eurostat API endpoint (needed for 5 prc_ppp_ind variants).
+  - **4 new staging models**: `stg_electricity_prices`, `stg_gas_prices`, `stg_labour_costs`, `stg_price_levels` — all read from landing zone with ISO code normalisation (EL→GR, UK→GB).
+  - **New `foundation.dim_countries`** — conformed country dimension (grain: `country_code`). Consolidates country names/slugs and income data previously duplicated in `dim_cities` and `dim_locations` as ~50-line CASE blocks. Computes ~29 calculator cost override columns from Eurostat PLI indices and energy prices relative to DE baseline.
+  - **Refactored `dim_cities`** — removed ~50-line CASE blocks and `country_income` CTE; JOIN `dim_countries` for `country_name_en`, `country_slug`, `median_income_pps`, `income_year`.
+  - **Refactored `dim_locations`** — same refactor as `dim_cities`; income cascade still cascades EU NUTS-2 → US state → `dim_countries` country-level.
+  - **Updated `serving.pseo_city_costs_de`** — JOIN `dim_countries`; 29 new camelCase override columns (`electricity`, `heating`, `rentSqm`, `hallCostSqm`, …, `permitsCompliance`) auto-applied by calculator.
+  - **Updated `serving.planner_defaults`** — JOIN `dim_countries`; same 29 cost columns flow through to the planner API `/api/market-data` endpoint.
 - **Bulk actions for articles and leads** — checkbox selection + floating action bar on admin articles and leads pages (same pattern as suppliers). Articles: publish, unpublish, toggle noindex, rebuild, delete. Leads: set status, set heat. Re-renders results via HTMX after each action.
 - **Stripe payment provider** — second payment provider alongside Paddle, switchable via `PAYMENT_PROVIDER=stripe` env var. Existing Paddle subscribers keep working regardless of toggle — both webhook endpoints stay active.
   - `billing/stripe.py`: full Stripe implementation (Checkout Sessions, Billing Portal, subscription cancel, webhook verification + parsing)
diff --git a/extract/padelnomics_extract/src/padelnomics_extract/eurostat.py b/extract/padelnomics_extract/src/padelnomics_extract/eurostat.py
index ee8c429..0a62ff9 100644
--- a/extract/padelnomics_extract/src/padelnomics_extract/eurostat.py
+++ b/extract/padelnomics_extract/src/padelnomics_extract/eurostat.py
@@ -26,6 +26,10 @@ EUROSTAT_BASE_URL = "https://ec.europa.eu/eurostat/api/dissemination/statistics/
 
 # Dataset configs: filters fix dimension values, geo_dim/time_dim are iterated.
 # All other dimensions must either be in filters or have size=1.
+#
+# Optional `dataset_code` field: when present, used for the API URL instead of the dict key.
+# This allows multiple entries to share the same Eurostat dataset with different filters
+# (e.g. five prc_ppp_ind entries with different ppp_cat values).
 DATASETS: dict[str, dict] = {
     "urb_cpop1": {
         "filters": {"indic_ur": "DE1001V"},  # Population on 1 January, total
@@ -51,6 +55,59 @@ DATASETS: dict[str, dict] = {
         "geo_dim": "geo",
         "time_dim": "time",
     },
+    # ── Direct-value datasets (actual EUR figures) ───────────────────────────
+    "nrg_pc_205": {
+        # Electricity prices for non-household consumers, EUR/kWh, excl. taxes
+        "filters": {"freq": "S", "nrg_cons": "MWH500-1999", "currency": "EUR", "tax": "I_TAX"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "nrg_pc_203": {
+        # Gas prices for non-household consumers, EUR/GJ, excl. taxes
+        "filters": {"freq": "S", "nrg_cons": "GJ1000-9999", "currency": "EUR", "tax": "I_TAX"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "lc_lci_lev": {
+        # Labour cost levels EUR/hour — NACE N (administrative/support services)
+        # Stored in dim_countries for future staffed-scenario calculations.
+        "filters": {"lcstruct": "D1_D2_A_HW", "nace_r2": "N", "currency": "EUR"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    # ── Price level indices (relative scaling, EU27=100) ─────────────────────
+    # Five entries share the prc_ppp_ind dataset with different ppp_cat filters.
+    # dataset_code points to the real API endpoint; the dict key is the landing filename.
+    "prc_ppp_ind_construction": {
+        "dataset_code": "prc_ppp_ind",
+        "filters": {"ppp_cat": "A050202", "na_item": "PLI_EU27_2020"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "prc_ppp_ind_housing": {
+        "dataset_code": "prc_ppp_ind",
+        "filters": {"ppp_cat": "A0104", "na_item": "PLI_EU27_2020"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "prc_ppp_ind_services": {
+        "dataset_code": "prc_ppp_ind",
+        "filters": {"ppp_cat": "P0201", "na_item": "PLI_EU27_2020"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "prc_ppp_ind_misc": {
+        "dataset_code": "prc_ppp_ind",
+        "filters": {"ppp_cat": "A0112", "na_item": "PLI_EU27_2020"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
+    "prc_ppp_ind_government": {
+        "dataset_code": "prc_ppp_ind",
+        "filters": {"ppp_cat": "P0202", "na_item": "PLI_EU27_2020"},
+        "geo_dim": "geo",
+        "time_dim": "time",
+    },
 }
 
 
@@ -196,22 +253,25 @@ def extract(
     files_skipped = 0
     bytes_written_total = 0
 
-    for dataset_code, config in DATASETS.items():
-        url = f"{EUROSTAT_BASE_URL}/{dataset_code}?format=JSON&lang=EN"
+    for dataset_key, config in DATASETS.items():
+        # Use dataset_code (if set) for the API URL; fall back to the dict key.
+        # This lets multiple entries share one Eurostat dataset with different filters.
+        api_code = config.get("dataset_code", dataset_key)
+        url = f"{EUROSTAT_BASE_URL}/{api_code}?format=JSON&lang=EN"
         for key, val in config.get("filters", {}).items():
             url += f"&{key}={val}"
         dest_dir = landing_path(landing_dir, "eurostat", year, month)
-        dest = dest_dir / f"{dataset_code}.json.gz"
+        dest = dest_dir / f"{dataset_key}.json.gz"
 
-        logger.info("GET %s", dataset_code)
+        logger.info("GET %s", dataset_key)
         bytes_written = _fetch_with_etag(url, dest, session, config)
 
         if bytes_written > 0:
-            logger.info("%s updated — %s bytes compressed", dataset_code, f"{bytes_written:,}")
+            logger.info("%s updated — %s bytes compressed", dataset_key, f"{bytes_written:,}")
             files_written += 1
             bytes_written_total += bytes_written
         else:
-            logger.info("%s not modified (304)", dataset_code)
+            logger.info("%s not modified (304)", dataset_key)
             files_skipped += 1
 
     return {
diff --git a/transform/sqlmesh_padelnomics/CLAUDE.md b/transform/sqlmesh_padelnomics/CLAUDE.md
index c66ab96..2686693 100644
--- a/transform/sqlmesh_padelnomics/CLAUDE.md
+++ b/transform/sqlmesh_padelnomics/CLAUDE.md
@@ -54,6 +54,7 @@ Grain must match reality — use `QUALIFY ROW_NUMBER()` to enforce it.
 
 | Dimension | Grain | Used by |
 |-----------|-------|---------|
+| `foundation.dim_countries` | `country_code` | `dim_cities`, `dim_locations`, `pseo_city_costs_de`, `planner_defaults` — single source for country names, income, PLI/cost overrides |
 | `foundation.dim_venues` | `venue_id` | `dim_cities`, `dim_venue_capacity`, `fct_daily_availability` (via capacity join) |
 | `foundation.dim_cities` | `(country_code, city_slug)` | `serving.city_market_profile` → all pSEO serving models |
 | `foundation.dim_locations` | `(country_code, geoname_id)` | `serving.location_opportunity_profile` — all GeoNames locations (pop ≥1K), incl. zero-court locations |
diff --git a/transform/sqlmesh_padelnomics/models/foundation/dim_cities.sql b/transform/sqlmesh_padelnomics/models/foundation/dim_cities.sql
index b74e7cf..f25aa60 100644
--- a/transform/sqlmesh_padelnomics/models/foundation/dim_cities.sql
+++ b/transform/sqlmesh_padelnomics/models/foundation/dim_cities.sql
@@ -5,7 +5,7 @@
 -- Conformed dimension: used by city_market_profile and all pSEO serving models.
 -- Integrates four sources:
 --   dim_venues           → city list, venue count, coordinates (Playtomic + OSM)
---   stg_income           → country-level median income (Eurostat)
+--   foundation.dim_countries → country_name_en, country_slug, median_income_pps
 --   stg_city_labels      → Eurostat city_code → city_name mapping (EU cities)
 --   stg_population       → Eurostat city-level population (EU, joined via city code)
 --   stg_population_usa   → US Census ACS place population
@@ -41,12 +41,6 @@ venue_cities AS (
   WHERE city IS NOT NULL AND LENGTH(city) > 0
   GROUP BY country_code, city
 ),
--- Latest country income per country
-country_income AS (
-  SELECT country_code, median_income_pps, ref_year AS income_year
-  FROM staging.stg_income
-  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_year DESC) = 1
-),
 -- Eurostat EU population: join city labels (code→name) with population values.
 -- QUALIFY keeps only the most recent year per (country, city name).
 eurostat_pop AS (
@@ -108,10 +102,9 @@ SELECT
   vc.country_code,
   vc.city_slug,
   vc.city_name,
-  -- Human-readable country name for pSEO templates and internal linking
-  @country_name(vc.country_code)                             AS country_name_en,
-  -- URL-safe country slug
-  @country_slug(vc.country_code)                             AS country_slug,
+  -- Human-readable country name and slug — from dim_countries (single source of truth)
+  c.country_name_en,
+  c.country_slug,
   vc.centroid_lat                                            AS lat,
   vc.centroid_lon                                            AS lon,
   -- Population cascade: Eurostat EU > US Census > ONS UK > GeoNames string > GeoNames spatial > 0.
@@ -133,13 +126,13 @@ SELECT
     0
   )::INTEGER                                                 AS population_year,
   vc.padel_venue_count,
-  ci.median_income_pps,
-  ci.income_year,
+  c.median_income_pps,
+  c.income_year,
   -- GeoNames ID: FK to dim_locations / location_opportunity_profile.
   -- String match preferred; spatial fallback used when name doesn't match (Milano→Milan, etc.)
   COALESCE(gn.geoname_id, gs.spatial_geoname_id)            AS geoname_id
 FROM venue_cities vc
-LEFT JOIN country_income ci ON vc.country_code = ci.country_code
+LEFT JOIN foundation.dim_countries c ON vc.country_code = c.country_code
 -- Eurostat EU population (via city code→name lookup)
 LEFT JOIN eurostat_pop ep
   ON vc.country_code = ep.country_code
diff --git a/transform/sqlmesh_padelnomics/models/foundation/dim_countries.sql b/transform/sqlmesh_padelnomics/models/foundation/dim_countries.sql
new file mode 100644
index 0000000..908fb0f
--- /dev/null
+++ b/transform/sqlmesh_padelnomics/models/foundation/dim_countries.sql
@@ -0,0 +1,285 @@
+-- Conformed country dimension — single authoritative source for all country metadata.
+--
+-- Consolidates data previously duplicated across dim_cities and dim_locations:
+--   - country_name_en / country_slug  (was: ~50-line CASE blocks in both models)
+--   - median_income_pps               (was: country_income CTE in both models)
+--   - energy prices, labour costs, PLI indices  (new — from Eurostat datasets)
+--   - cost override columns for the financial calculator
+--
+-- Used by: dim_cities, dim_locations, pseo_city_costs_de, planner_defaults.
+-- Grain: country_code (one row per ISO 3166-1 alpha-2 country code).
+-- Kind: FULL — small table (~40 rows), full refresh daily.
+--
+-- Cost override columns:
+--   NULL = fall through to calculator.py DEFAULTS (safe: auto-mapping filters None).
+--   For DE (the baseline country) all overrides are NULL to preserve exact DEFAULTS.
+--   For countries missing Eurostat data, NULLs propagate naturally.
+--   camelCase column aliases match DEFAULTS keys for auto-mapping in content/__init__.py.
+--
+-- !! DE baseline values sourced from calculator.py DEFAULTS (web/src/padelnomics/planner/calculator.py).
+-- !! If DEFAULTS change, the hardcoded baseline values below must be updated to match.
+-- !! Search "DE baseline" in this file to find all affected lines.
+
+MODEL (
+  name foundation.dim_countries,
+  kind FULL,
+  cron '@daily',
+  grain country_code
+);
+
+WITH
+-- Latest income per country
+latest_income AS (
+  SELECT country_code, median_income_pps, ref_year AS income_year
+  FROM staging.stg_income
+  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_year DESC) = 1
+),
+-- Latest electricity price per country (use most recent semi-annual period)
+latest_electricity AS (
+  SELECT country_code, electricity_eur_kwh, ref_period
+  FROM staging.stg_electricity_prices
+  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_period DESC) = 1
+),
+-- Latest gas price per country
+latest_gas AS (
+  SELECT country_code, gas_eur_gj, ref_period
+  FROM staging.stg_gas_prices
+  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_period DESC) = 1
+),
+-- Latest labour cost per country
+latest_labour AS (
+  SELECT country_code, labour_cost_eur_hour, ref_year
+  FROM staging.stg_labour_costs
+  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_year DESC) = 1
+),
+-- Latest PLI per (country, category)
+latest_pli AS (
+  SELECT country_code, category, pli, ref_year
+  FROM staging.stg_price_levels
+  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code, category ORDER BY ref_year DESC) = 1
+),
+-- Pivot PLI categories into columns per country
+pli_pivoted AS (
+  SELECT
+    country_code,
+    MAX(pli) FILTER (WHERE category = 'construction') AS construction,
+    MAX(pli) FILTER (WHERE category = 'housing')      AS housing,
+    MAX(pli) FILTER (WHERE category = 'services')     AS services,
+    MAX(pli) FILTER (WHERE category = 'misc')         AS misc,
+    MAX(pli) FILTER (WHERE category = 'government')   AS government
+  FROM latest_pli
+  GROUP BY country_code
+),
+-- DE baseline rows for ratio computation
+-- NULL-safe: if DE is missing from a source, ratios produce NULL (safe fallthrough).
+de_pli AS (
+  SELECT construction, housing, services, misc, government
+  FROM pli_pivoted WHERE country_code = 'DE'
+),
+de_elec AS (
+  SELECT electricity_eur_kwh FROM latest_electricity WHERE country_code = 'DE'
+),
+de_gas AS (
+  SELECT gas_eur_gj FROM latest_gas WHERE country_code = 'DE'
+),
+-- All distinct country codes from any source
+all_countries AS (
+  SELECT country_code FROM latest_income
+  UNION
+  SELECT country_code FROM latest_electricity
+  UNION
+  SELECT country_code FROM latest_gas
+  UNION
+  SELECT country_code FROM latest_labour
+  UNION
+  SELECT country_code FROM pli_pivoted
+  -- Ensure known padel markets appear even if Eurostat doesn't cover them yet
+  UNION ALL
+  SELECT unnest(['DE','ES','GB','FR','IT','PT','AT','CH','NL','BE','SE','NO','DK','FI',
+                 'US','AR','MX','AE','AU','IE']) AS country_code
+)
+SELECT
+  ac.country_code,
+  -- Country name and slug (single definition, replacing duplicated CASE blocks)
+  CASE ac.country_code
+    WHEN 'DE' THEN 'Germany'
+    WHEN 'ES' THEN 'Spain'
+    WHEN 'GB' THEN 'United Kingdom'
+    WHEN 'FR' THEN 'France'
+    WHEN 'IT' THEN 'Italy'
+    WHEN 'PT' THEN 'Portugal'
+    WHEN 'AT' THEN 'Austria'
+    WHEN 'CH' THEN 'Switzerland'
+    WHEN 'NL' THEN 'Netherlands'
+    WHEN 'BE' THEN 'Belgium'
+    WHEN 'SE' THEN 'Sweden'
+    WHEN 'NO' THEN 'Norway'
+    WHEN 'DK' THEN 'Denmark'
+    WHEN 'FI' THEN 'Finland'
+    WHEN 'US' THEN 'United States'
+    WHEN 'AR' THEN 'Argentina'
+    WHEN 'MX' THEN 'Mexico'
+    WHEN 'AE' THEN 'UAE'
+    WHEN 'AU' THEN 'Australia'
+    WHEN 'IE' THEN 'Ireland'
+    ELSE ac.country_code
+  END                                                            AS country_name_en,
+  LOWER(REGEXP_REPLACE(
+    CASE ac.country_code
+      WHEN 'DE' THEN 'Germany'
+      WHEN 'ES' THEN 'Spain'
+      WHEN 'GB' THEN 'United Kingdom'
+      WHEN 'FR' THEN 'France'
+      WHEN 'IT' THEN 'Italy'
+      WHEN 'PT' THEN 'Portugal'
+      WHEN 'AT' THEN 'Austria'
+      WHEN 'CH' THEN 'Switzerland'
+      WHEN 'NL' THEN 'Netherlands'
+      WHEN 'BE' THEN 'Belgium'
+      WHEN 'SE' THEN 'Sweden'
+      WHEN 'NO' THEN 'Norway'
+      WHEN 'DK' THEN 'Denmark'
+      WHEN 'FI' THEN 'Finland'
+      WHEN 'US' THEN 'United States'
+      WHEN 'AR' THEN 'Argentina'
+      WHEN 'MX' THEN 'Mexico'
+      WHEN 'AE' THEN 'UAE'
+      WHEN 'AU' THEN 'Australia'
+      WHEN 'IE' THEN 'Ireland'
+      ELSE ac.country_code
+    END, '[^a-zA-Z0-9]+', '-'
+  ))                                                             AS country_slug,
+  -- Income data
+  i.median_income_pps,
+  i.income_year,
+  -- Raw energy and labour data (for reference / future staffed-scenario use)
+  e.electricity_eur_kwh,
+  g.gas_eur_gj,
+  la.labour_cost_eur_hour,
+  -- PLI indices per category (EU27=100)
+  p.construction                                                 AS pli_construction,
+  p.housing                                                      AS pli_housing,
+  p.services                                                     AS pli_services,
+  p.misc                                                         AS pli_misc,
+  p.government                                                   AS pli_government,
+  -- ── Calculator cost override columns ────────────────────────────────────
+  -- NULL for DE = fall through to calculator.py DEFAULTS (safe: auto-mapping skips None).
+  -- Formulas: country_value = DE_default × (country_price / DE_price)
+  --                        or DE_default × (country_PLI / DE_PLI)
+  --
+  -- OPEX overrides — energy (direct price ratio)
+  -- DE baseline: electricity=600, heating=400 (see calculator.py DEFAULTS)
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(600.0 * (e.electricity_eur_kwh / de_e.electricity_eur_kwh), 0)
+  END                                                            AS electricity,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(400.0 * (g.gas_eur_gj / de_g.gas_eur_gj), 0)
+  END                                                            AS heating,
+  -- OPEX overrides — PLI-scaled (housing category)
+  -- DE baseline: rentSqm=4, water=125, outdoorRent=400
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(4.0 * (p.housing / de_p.housing), 2)
+  END                                                            AS rent_sqm,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(125.0 * (p.housing / de_p.housing), 0)
+  END                                                            AS water,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(400.0 * (p.housing / de_p.housing), 0)
+  END                                                            AS outdoor_rent,
+  -- OPEX overrides — PLI-scaled (misc category)
+  -- DE baseline: insurance=300
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(300.0 * (p.misc / de_p.misc), 0)
+  END                                                            AS insurance,
+  -- OPEX overrides — PLI-scaled (services category)
+  -- DE baseline: cleaning=300, maintenance=300, marketing=350
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(300.0 * (p.services / de_p.services), 0)
+  END                                                            AS cleaning,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(300.0 * (p.services / de_p.services), 0)
+  END                                                            AS maintenance,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(350.0 * (p.services / de_p.services), 0)
+  END                                                            AS marketing,
+  -- OPEX overrides — PLI-scaled (government category)
+  -- DE baseline: propertyTax=250, permitsCompliance=12000
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(250.0 * (p.government / de_p.government), 0)
+  END                                                            AS property_tax,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(12000.0 * (p.government / de_p.government), 0)
+  END                                                            AS permits_compliance,
+  -- CAPEX overrides — PLI-scaled (construction category)
+  -- DE baseline: hallCostSqm=500, foundationSqm=150, hvac=100000, electrical=60000,
+  --              sanitary=80000, parking=50000, fitout=40000, planning=100000,
+  --              fireProtection=80000, floorPrep=12000, hvacUpgrade=20000,
+  --              lightingUpgrade=10000, outdoorFoundation=35, outdoorSiteWork=8000,
+  --              outdoorLighting=4000, outdoorFencing=6000, workingCapital=15000
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(500.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS hall_cost_sqm,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(150.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS foundation_sqm,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(100000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS hvac,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(60000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS electrical,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(80000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS sanitary,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(50000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS parking,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(40000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS fitout,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(100000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS planning,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(80000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS fire_protection,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(12000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS floor_prep,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(20000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS hvac_upgrade,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(10000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS lighting_upgrade,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(35.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS outdoor_foundation,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(8000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS outdoor_site_work,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(4000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS outdoor_lighting,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(6000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS outdoor_fencing,
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(15000.0 * (p.construction / de_p.construction), 0)
+  END                                                            AS working_capital,
+  -- CAPEX overrides — PLI-scaled (housing category)
+  -- DE baseline: landPriceSqm=60
+  CASE WHEN ac.country_code = 'DE' THEN NULL
+       ELSE ROUND(60.0 * (p.housing / de_p.housing), 0)
+  END                                                            AS land_price_sqm
+FROM (SELECT DISTINCT country_code FROM all_countries WHERE LENGTH(country_code) = 2) ac
+LEFT JOIN latest_income i       ON ac.country_code = i.country_code
+LEFT JOIN latest_electricity e  ON ac.country_code = e.country_code
+LEFT JOIN latest_gas g          ON ac.country_code = g.country_code
+LEFT JOIN latest_labour la      ON ac.country_code = la.country_code
+LEFT JOIN pli_pivoted p         ON ac.country_code = p.country_code
+CROSS JOIN de_pli de_p
+CROSS JOIN de_elec de_e
+CROSS JOIN de_gas de_g
+-- Enforce grain
+QUALIFY ROW_NUMBER() OVER (PARTITION BY ac.country_code ORDER BY ac.country_code) = 1
diff --git a/transform/sqlmesh_padelnomics/models/foundation/dim_locations.sql b/transform/sqlmesh_padelnomics/models/foundation/dim_locations.sql
index ffc41c2..38a54a7 100644
--- a/transform/sqlmesh_padelnomics/models/foundation/dim_locations.sql
+++ b/transform/sqlmesh_padelnomics/models/foundation/dim_locations.sql
@@ -6,9 +6,9 @@
 -- covers all locations with population ≥ 1K so zero-court Gemeinden score fully.
 --
 -- Enriched with:
+--   foundation.dim_countries → country_name_en, country_slug, median_income_pps
 --   stg_nuts2_boundaries + stg_regional_income → EU NUTS-2/NUTS-1 income (spatial join)
 --   stg_income_usa       → US state-level income (PPS-normalised)
---   stg_income           → country-level income (fallback for all countries)
 --   stg_padel_courts     → padel venue count + nearest court distance (km)
 --   stg_tennis_courts    → tennis court count within 25km radius
 --
@@ -16,7 +16,7 @@
 --   1. EU NUTS-2 regional income  (finest; spatial join via ST_Contains)
 --   2. EU NUTS-1 regional income  (fallback when NUTS-2 income missing from dataset)
 --   3. US state income            (ratio-normalised to PPS scale; see us_income CTE)
---   4. Country-level income       (global fallback from stg_income / ilc_di03)
+--   4. Country-level income       (global fallback from dim_countries / ilc_di03)
 --
 -- Distance calculations use ST_Distance_Sphere (DuckDB spatial extension).
 -- Spatial joins use BETWEEN predicates (not ABS()) to enable DuckDB's IEJoin
@@ -49,12 +49,6 @@ locations AS (
   FROM staging.stg_population_geonames
   WHERE lat IS NOT NULL AND lon IS NOT NULL
 ),
--- Country income (ilc_di03) — global fallback for all countries
-country_income AS (
-  SELECT country_code, median_income_pps, ref_year AS income_year
-  FROM staging.stg_income
-  QUALIFY ROW_NUMBER() OVER (PARTITION BY country_code ORDER BY ref_year DESC) = 1
-),
 -- ── EU NUTS-2 income via spatial join ──────────────────────────────────────
 -- Each EU location's (lon, lat) is matched against NUTS-2 boundary polygons.
 -- The bounding box pre-filter (bbox_lat/lon_min/max) eliminates most candidates
@@ -214,10 +208,9 @@ tennis_nearby AS (
 SELECT
   l.geoname_id,
   l.country_code,
-  -- Human-readable country name (consistent with dim_cities)
-  @country_name(l.country_code)                                          AS country_name_en,
-  -- URL-safe country slug
-  @country_slug(l.country_code)                                          AS country_slug,
+  -- Human-readable country name and slug — from dim_countries (single source of truth)
+  c.country_name_en,
+  c.country_slug,
   l.location_name,
   l.location_slug,
   l.lat,
@@ -230,12 +223,12 @@ SELECT
   COALESCE(
     ri.regional_income_pps,    -- EU: NUTS-2 (finest) or NUTS-1 (fallback)
     us.median_income_pps,      -- US: state-level PPS-equivalent
-    ci.median_income_pps       -- Global: country-level from ilc_di03
+    c.median_income_pps        -- Global: country-level from dim_countries / ilc_di03
   )                                                                      AS median_income_pps,
   COALESCE(
     ri.regional_income_year,
     us.income_year,
-    ci.income_year
+    c.income_year
   )                                                                      AS income_year,
   COALESCE(pl.padel_venue_count, 0)::INTEGER                            AS padel_venue_count,
   -- Venues per 100K residents (NULL if population = 0)
@@ -247,8 +240,8 @@ SELECT
   COALESCE(tn.tennis_courts_within_25km, 0)::INTEGER                   AS tennis_courts_within_25km,
   CURRENT_DATE                                                          AS refreshed_date
 FROM locations l
-LEFT JOIN country_income ci   ON l.country_code = ci.country_code
-LEFT JOIN regional_income ri  ON l.geoname_id   = ri.geoname_id
+LEFT JOIN foundation.dim_countries c  ON l.country_code = c.country_code
+LEFT JOIN regional_income ri          ON l.geoname_id   = ri.geoname_id
 LEFT JOIN us_income us        ON l.country_code  = 'US'
                               AND l.admin1_code  = us.admin1_code
 LEFT JOIN nearest_padel np    ON l.geoname_id   = np.geoname_id
diff --git a/transform/sqlmesh_padelnomics/models/serving/planner_defaults.sql b/transform/sqlmesh_padelnomics/models/serving/planner_defaults.sql
index 31c7fb4..eb0fcb3 100644
--- a/transform/sqlmesh_padelnomics/models/serving/planner_defaults.sql
+++ b/transform/sqlmesh_padelnomics/models/serving/planner_defaults.sql
@@ -7,6 +7,10 @@
 --   2. Country-level: median across cities in same country
 --   3. Hardcoded fallback: market research estimates (only when no Playtomic data)
 --
+-- Cost override columns from dim_countries (Eurostat PLI + energy price indices) are
+-- included so the planner API pre-fills country-adjusted CAPEX/OPEX for all cities.
+-- NULL = fall through to calculator.py DEFAULTS. DE always NULL (baseline preserved).
+--
 -- Units are explicit in column names. Monetary values in local currency.
 
 MODEL (
@@ -125,6 +129,37 @@ SELECT
     ELSE 0.2
   END                                           AS data_confidence,
   COALESCE(cb.price_currency, ctb.price_currency, hf.currency, 'EUR') AS price_currency,
+  -- Cost override columns (Eurostat PLI + energy prices via dim_countries).
+  -- NULL = fall through to calculator.py DEFAULTS. DE always NULL (baseline).
+  dc.electricity,
+  dc.heating,
+  dc.rent_sqm,
+  dc.insurance,
+  dc.cleaning,
+  dc.maintenance,
+  dc.marketing,
+  dc.water,
+  dc.property_tax,
+  dc.outdoor_rent,
+  dc.hall_cost_sqm,
+  dc.foundation_sqm,
+  dc.land_price_sqm,
+  dc.hvac,
+  dc.electrical,
+  dc.sanitary,
+  dc.parking,
+  dc.fitout,
+  dc.planning,
+  dc.fire_protection,
+  dc.floor_prep,
+  dc.hvac_upgrade,
+  dc.lighting_upgrade,
+  dc.outdoor_foundation,
+  dc.outdoor_site_work,
+  dc.outdoor_lighting,
+  dc.outdoor_fencing,
+  dc.working_capital,
+  dc.permits_compliance,
   CURRENT_DATE                                  AS refreshed_date
 FROM city_profiles cp
 LEFT JOIN city_benchmarks cb
@@ -134,3 +169,5 @@ LEFT JOIN country_benchmarks ctb
   ON cp.country_code = ctb.country_code
 LEFT JOIN hardcoded_fallbacks hf
   ON cp.country_code = hf.country_code
+LEFT JOIN foundation.dim_countries dc
+  ON cp.country_code = dc.country_code
diff --git a/transform/sqlmesh_padelnomics/models/serving/pseo_city_costs_de.sql b/transform/sqlmesh_padelnomics/models/serving/pseo_city_costs_de.sql
index 1544997..5cff371 100644
--- a/transform/sqlmesh_padelnomics/models/serving/pseo_city_costs_de.sql
+++ b/transform/sqlmesh_padelnomics/models/serving/pseo_city_costs_de.sql
@@ -4,6 +4,10 @@
 --
 -- Calculator override columns use camelCase to match the DEFAULTS keys in
 -- planner/calculator.py, so they are auto-applied as calc pre-fills.
+--
+-- Cost override columns come from foundation.dim_countries (Eurostat PLI and energy
+-- price indices). NULL = fall through to calculator.py DEFAULTS (safe: auto-mapping
+-- filters None). DE always produces NULL overrides — preserves exact DEFAULTS behaviour.
 
 MODEL (
   name serving.pseo_city_costs_de,
@@ -44,6 +48,39 @@ SELECT
   FLOOR(p.courts_typical)           AS "dblCourts",
   -- 'country' drives currency formatting in the calculator
   c.country_code                    AS "country",
+  -- Cost override columns from dim_countries (Eurostat PLI + energy price indices).
+  -- NULL = fall through to calculator.py DEFAULTS. DE always NULL (baseline preserved).
+  -- OPEX overrides
+  cc.electricity                    AS "electricity",
+  cc.heating                        AS "heating",
+  cc.rent_sqm                       AS "rentSqm",
+  cc.insurance                      AS "insurance",
+  cc.cleaning                       AS "cleaning",
+  cc.maintenance                    AS "maintenance",
+  cc.marketing                      AS "marketing",
+  cc.water                          AS "water",
+  cc.property_tax                   AS "propertyTax",
+  cc.outdoor_rent                   AS "outdoorRent",
+  -- CAPEX overrides
+  cc.hall_cost_sqm                  AS "hallCostSqm",
+  cc.foundation_sqm                 AS "foundationSqm",
+  cc.land_price_sqm                 AS "landPriceSqm",
+  cc.hvac                           AS "hvac",
+  cc.electrical                     AS "electrical",
+  cc.sanitary                       AS "sanitary",
+  cc.parking                        AS "parking",
+  cc.fitout                         AS "fitout",
+  cc.planning                       AS "planning",
+  cc.fire_protection                AS "fireProtection",
+  cc.floor_prep                     AS "floorPrep",
+  cc.hvac_upgrade                   AS "hvacUpgrade",
+  cc.lighting_upgrade               AS "lightingUpgrade",
+  cc.outdoor_foundation             AS "outdoorFoundation",
+  cc.outdoor_site_work              AS "outdoorSiteWork",
+  cc.outdoor_lighting               AS "outdoorLighting",
+  cc.outdoor_fencing                AS "outdoorFencing",
+  cc.working_capital                AS "workingCapital",
+  cc.permits_compliance             AS "permitsCompliance",
   CURRENT_DATE                      AS refreshed_date
 FROM serving.city_market_profile c
 LEFT JOIN serving.planner_defaults p
@@ -52,6 +89,8 @@ LEFT JOIN serving.planner_defaults p
 LEFT JOIN serving.location_opportunity_profile lop
   ON c.country_code = lop.country_code
   AND c.geoname_id = lop.geoname_id
+LEFT JOIN foundation.dim_countries cc
+  ON c.country_code = cc.country_code
 -- Only cities with actual padel presence and at least some rate data
 WHERE c.padel_venue_count > 0
   AND (p.rate_peak IS NOT NULL OR c.median_peak_rate IS NOT NULL)
diff --git a/transform/sqlmesh_padelnomics/models/staging/stg_electricity_prices.sql b/transform/sqlmesh_padelnomics/models/staging/stg_electricity_prices.sql
new file mode 100644
index 0000000..fd93459
--- /dev/null
+++ b/transform/sqlmesh_padelnomics/models/staging/stg_electricity_prices.sql
@@ -0,0 +1,42 @@
+-- Electricity prices for non-household consumers (Eurostat nrg_pc_205).
+-- EUR/kWh excluding taxes, band MWH500-1999 (medium-sized commercial consumer).
+-- Semi-annual frequency: ref_period is "YYYY-S1" or "YYYY-S2".
+--
+-- Source: data/landing/eurostat/{year}/{month}/nrg_pc_205.json.gz
+-- Format: {"rows": [{"geo_code": "DE", "ref_year": "2024-S1", "value": 0.1523}, ...]}
+
+MODEL (
+  name staging.stg_electricity_prices,
+  kind FULL,
+  cron '@daily',
+  grain (country_code, ref_period)
+);
+
+WITH source AS (
+  SELECT unnest(rows) AS r
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/nrg_pc_205.json.gz',
+    auto_detect = true
+  )
+),
+parsed AS (
+  SELECT
+    UPPER(TRIM(r.geo_code))           AS geo_code,
+    TRIM(r.ref_year)                  AS ref_period,
+    TRY_CAST(r.value AS DOUBLE)       AS electricity_eur_kwh
+  FROM source
+  WHERE r.value IS NOT NULL
+)
+SELECT
+  -- Normalise to ISO 3166-1 alpha-2: EL→GR, UK→GB
+  CASE geo_code
+    WHEN 'EL' THEN 'GR'
+    WHEN 'UK' THEN 'GB'
+    ELSE geo_code
+  END                                 AS country_code,
+  ref_period,
+  electricity_eur_kwh
+FROM parsed
+WHERE LENGTH(geo_code) = 2
+  AND geo_code NOT IN ('EU', 'EA', 'EU27_2020')
+  AND electricity_eur_kwh > 0
diff --git a/transform/sqlmesh_padelnomics/models/staging/stg_gas_prices.sql b/transform/sqlmesh_padelnomics/models/staging/stg_gas_prices.sql
new file mode 100644
index 0000000..40347a7
--- /dev/null
+++ b/transform/sqlmesh_padelnomics/models/staging/stg_gas_prices.sql
@@ -0,0 +1,42 @@
+-- Gas prices for non-household consumers (Eurostat nrg_pc_203).
+-- EUR/GJ excluding taxes, band GJ1000-9999 (medium-sized commercial consumer).
+-- Semi-annual frequency: ref_period is "YYYY-S1" or "YYYY-S2".
+--
+-- Source: data/landing/eurostat/{year}/{month}/nrg_pc_203.json.gz
+-- Format: {"rows": [{"geo_code": "DE", "ref_year": "2024-S1", "value": 14.23}, ...]}
+
+MODEL (
+  name staging.stg_gas_prices,
+  kind FULL,
+  cron '@daily',
+  grain (country_code, ref_period)
+);
+
+WITH source AS (
+  SELECT unnest(rows) AS r
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/nrg_pc_203.json.gz',
+    auto_detect = true
+  )
+),
+parsed AS (
+  SELECT
+    UPPER(TRIM(r.geo_code))           AS geo_code,
+    TRIM(r.ref_year)                  AS ref_period,
+    TRY_CAST(r.value AS DOUBLE)       AS gas_eur_gj
+  FROM source
+  WHERE r.value IS NOT NULL
+)
+SELECT
+  -- Normalise to ISO 3166-1 alpha-2: EL→GR, UK→GB
+  CASE geo_code
+    WHEN 'EL' THEN 'GR'
+    WHEN 'UK' THEN 'GB'
+    ELSE geo_code
+  END                                 AS country_code,
+  ref_period,
+  gas_eur_gj
+FROM parsed
+WHERE LENGTH(geo_code) = 2
+  AND geo_code NOT IN ('EU', 'EA', 'EU27_2020')
+  AND gas_eur_gj > 0
diff --git a/transform/sqlmesh_padelnomics/models/staging/stg_labour_costs.sql b/transform/sqlmesh_padelnomics/models/staging/stg_labour_costs.sql
new file mode 100644
index 0000000..e06e49a
--- /dev/null
+++ b/transform/sqlmesh_padelnomics/models/staging/stg_labour_costs.sql
@@ -0,0 +1,46 @@
+-- Labour cost levels EUR/hour (Eurostat lc_lci_lev).
+-- NACE R2 sector N (administrative and support service activities).
+-- D1_D2_A_HW structure: wages + non-wage costs, actual hours worked.
+-- Annual frequency.
+--
+-- Stored for future "staffed scenario" calculator variant.
+-- Not wired into default calculator overrides (staff=0 is a business assumption).
+--
+-- Source: data/landing/eurostat/{year}/{month}/lc_lci_lev.json.gz
+-- Format: {"rows": [{"geo_code": "DE", "ref_year": "2022", "value": 28.4}, ...]}
+
+MODEL (
+  name staging.stg_labour_costs,
+  kind FULL,
+  cron '@daily',
+  grain (country_code, ref_year)
+);
+
+WITH source AS (
+  SELECT unnest(rows) AS r
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/lc_lci_lev.json.gz',
+    auto_detect = true
+  )
+),
+parsed AS (
+  SELECT
+    UPPER(TRIM(r.geo_code))           AS geo_code,
+    TRY_CAST(r.ref_year AS INTEGER)   AS ref_year,
+    TRY_CAST(r.value AS DOUBLE)       AS labour_cost_eur_hour
+  FROM source
+  WHERE r.value IS NOT NULL
+)
+SELECT
+  -- Normalise to ISO 3166-1 alpha-2: EL→GR, UK→GB
+  CASE geo_code
+    WHEN 'EL' THEN 'GR'
+    WHEN 'UK' THEN 'GB'
+    ELSE geo_code
+  END                                 AS country_code,
+  ref_year,
+  labour_cost_eur_hour
+FROM parsed
+WHERE LENGTH(geo_code) = 2
+  AND geo_code NOT IN ('EU', 'EA', 'EU27_2020')
+  AND labour_cost_eur_hour > 0
diff --git a/transform/sqlmesh_padelnomics/models/staging/stg_price_levels.sql b/transform/sqlmesh_padelnomics/models/staging/stg_price_levels.sql
new file mode 100644
index 0000000..38fc263
--- /dev/null
+++ b/transform/sqlmesh_padelnomics/models/staging/stg_price_levels.sql
@@ -0,0 +1,96 @@
+-- Price level indices relative to EU27=100 (Eurostat prc_ppp_ind).
+-- Five categories, each from a separate landing file (different ppp_cat filters).
+-- Annual frequency.
+--
+-- Categories and what they scale in the calculator:
+--   construction — CAPEX: hallCostSqm, foundationSqm, hvac, electrical, sanitary, etc.
+--   housing      — rentSqm, landPriceSqm, water, outdoorRent
+--   services     — cleaning, maintenance, marketing
+--   misc         — insurance
+--   government   — permitsCompliance, propertyTax
+--
+-- Sources:
+--   data/landing/eurostat/*/*/prc_ppp_ind_construction.json.gz  (ppp_cat: A050202)
+--   data/landing/eurostat/*/*/prc_ppp_ind_housing.json.gz       (ppp_cat: A0104)
+--   data/landing/eurostat/*/*/prc_ppp_ind_services.json.gz      (ppp_cat: P0201)
+--   data/landing/eurostat/*/*/prc_ppp_ind_misc.json.gz          (ppp_cat: A0112)
+--   data/landing/eurostat/*/*/prc_ppp_ind_government.json.gz    (ppp_cat: P0202)
+--
+-- Format: {"rows": [{"geo_code": "DE", "ref_year": "2022", "value": 107.3}, ...]}
+
+MODEL (
+  name staging.stg_price_levels,
+  kind FULL,
+  cron '@daily',
+  grain (country_code, category, ref_year)
+);
+
+WITH construction_raw AS (
+  SELECT unnest(rows) AS r, 'construction' AS category
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/prc_ppp_ind_construction.json.gz',
+    auto_detect = true
+  )
+),
+housing_raw AS (
+  SELECT unnest(rows) AS r, 'housing' AS category
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/prc_ppp_ind_housing.json.gz',
+    auto_detect = true
+  )
+),
+services_raw AS (
+  SELECT unnest(rows) AS r, 'services' AS category
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/prc_ppp_ind_services.json.gz',
+    auto_detect = true
+  )
+),
+misc_raw AS (
+  SELECT unnest(rows) AS r, 'misc' AS category
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/prc_ppp_ind_misc.json.gz',
+    auto_detect = true
+  )
+),
+government_raw AS (
+  SELECT unnest(rows) AS r, 'government' AS category
+  FROM read_json(
+    @LANDING_DIR || '/eurostat/*/*/prc_ppp_ind_government.json.gz',
+    auto_detect = true
+  )
+),
+all_raw AS (
+  SELECT r, category FROM construction_raw
+  UNION ALL
+  SELECT r, category FROM housing_raw
+  UNION ALL
+  SELECT r, category FROM services_raw
+  UNION ALL
+  SELECT r, category FROM misc_raw
+  UNION ALL
+  SELECT r, category FROM government_raw
+),
+parsed AS (
+  SELECT
+    UPPER(TRIM(r.geo_code))           AS geo_code,
+    TRY_CAST(r.ref_year AS INTEGER)   AS ref_year,
+    TRY_CAST(r.value AS DOUBLE)       AS pli,
+    category
+  FROM all_raw
+  WHERE r.value IS NOT NULL
+)
+SELECT
+  -- Normalise to ISO 3166-1 alpha-2: EL→GR, UK→GB
+  CASE geo_code
+    WHEN 'EL' THEN 'GR'
+    WHEN 'UK' THEN 'GB'
+    ELSE geo_code
+  END                                 AS country_code,
+  category,
+  ref_year,
+  pli
+FROM parsed
+WHERE LENGTH(geo_code) = 2
+  AND geo_code NOT IN ('EU', 'EA', 'EU27_2020')
+  AND pli > 0